Enforceability of Loan Prepayment Penalties

The enforceability of loan prepayment penalties generally depends on the specific laws and regulations in the jurisdiction where the loan was originated, as well as the terms of the loan agreement itself. In most jurisdictions, loan prepayment penalties are enforceable as long as they are reasonable and clearly disclosed in the loan agreement. However, there … Read more

AI is Your Friend: A Legal Perspective

In today’s rapidly evolving technological landscape, artificial intelligence has emerged as a powerful tool for protecting the average person. This blog post explores the various ways AI contributes to public safety and security, while considering the legal implications and necessary safeguards. Enhancing Cybersecurity. AI systems play a crucial role in defending against cyber threats. By … Read more

Faulty Drug Tests Lead to Child Custody Losses

A recent investigation by Shoshana Walter for The Marshall Project and Reveal has uncovered a disturbing trend in U.S. hospitals: mothers losing custody of their newborns due to unreliable drug tests. The full article paints a troubling picture of a widespread practice with far-reaching consequences. Hospitals across the country routinely employ quick, inexpensive urine drug … Read more

Council of Europe Adopts AI Convention

In a historic move, the Council of Europe has adopted a groundbreaking Framework Convention on Artificial Intelligence and Human Rights, Democracy and the Rule of Law. Signed in Vilnius on September 5, 2024, this Convention marks a significant step towards establishing a comprehensive legal framework for AI governance with a strong focus on protecting fundamental … Read more

Illinois Regulates AI in Employment Practices

In a groundbreaking move, Illinois has amended its Human Rights Act to address the growing use of artificial intelligence in the workplace. These changes, set to take effect on January 1, mark a significant step forward in protecting workers’ rights in the age of AI. The amended Act introduces clear definitions for “Artificial Intelligence” and … Read more

Turning the Tables on Section 230

In a surprising twist of legal strategy, Ethan Zuckerman, a public policy professor at the University of Massachusetts Amherst, has filed a groundbreaking lawsuit against Meta, the parent company of Facebook. This innovative legal action aims to use Section 230 of the Communications Decency Act – typically a protective shield for tech companies – as … Read more

AI: Antitrust Case against RealPage

The United States Department of Justice, along with the Attorneys General of several states, have filed an antitrust lawsuit against RealPage, a leading provider of revenue management software for landlords. This legal action aims to address alleged anticompetitive practices that have potentially inflated rental prices for millions of Americans. RealPage, founded in 1998 and headquartered … Read more